Last updated: May 11, 2026
By accessing or using the pale-joist website and services, you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access our website or use our services.
pale-joist provides financial education services including workshops, courses, consultations, and strategy planning. Our services are educational in nature and are not to be construed as financial advice regulated under Australian financial services legislation.
The information and services provided by pale-joist are for educational purposes only. They do not constitute financial advice, investment recommendations, or professional financial planning services. You should consider seeking independent professional advice before making any financial decisions.
When using our services, you agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of pale-joist and is protected by Australian and international copyright laws. You may not reproduce, distribute, or create derivative works without our explicit written permission.
We strive to maintain continuous availability of our website and services, but we do not guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.
All prices are listed in Australian Dollars (AUD) and are subject to change. Payment is required before services are delivered unless otherwise agreed. Refund policies are provided separately with each service offering.
To the fullest extent permitted by law, pale-joist shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or any financial decisions you make based on educational content we provide.
You agree to indemnify and hold harmless pale-joist, its officers, employees, and agents from any claims, damages, losses, liabilities, and expenses arising from your use of our services or violation of these Terms.
Your use of our services is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
These Terms are governed by the laws of Victoria, Australia. Any disputes arising from these Terms or our services shall be subject to the exclusive jurisdiction of the courts of Victoria.
We maintain professional standards in all client interactions. If you experience any conduct that does not meet these standards, please contact us immediately at [email protected].
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after changes are posted constitutes acceptance of the modified Terms.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
For questions about these Terms of Use, please contact us at:
Email: [email protected]
Address: Level 12, 345 Collins Street, Melbourne VIC 3000, Australia